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Monthly Market Observations

Making informed financial decisions starts with having access to reliable, easy-to-understand information. Our financial white papers are designed to help you navigate life’s financial decisions with greater confidence.

WHITEPAPER

The Fed Doesn’t Set Your Mortgage

Why the rate you pay is decided somewhere the Fed does not control, and what actually moves it.
WHITEPAPER

Same Index, Different Outcome

Two investors, one S&P 500 index, and the tax that quietly separated them.
WHITEPAPER

The End of the Beginning

A look at what the IPO market has actually delivered, and whether it rewards the patient investor.
WHITEPAPER

Earning the Highs

Why market highs are a feature of a growing economy, not a warning that it is about to roll over.
WHITEPAPER

Lending is Lending

Why the volatility gap between private and public credit isn’t what it appears, and what daily liquidity is really worth.